Top 10 ways to pay off debt and start saving money

4. Know what you're saving for

One of the best ways to accomplish anything is to set a clear goal of what you want. Are you creating an emergency savings fund? Saving for retirement? Your kid’s college fund? A family vacation? A down payment for a car? Whatever your goal, decide what you’re saving for and you’ll know how much you need to put aside every month.

 

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